Your XIRR tells you what your money earned. Your TWRR tells you what your stock picks deserved. The gap is entirely behavioural — timing, sizing, and exit discipline.
or click to select — one or multiple FY files at once
Zerodha → Reports → Tradebook · Groww, Upstox, Angel, ICICI, HDFC also supportedor click to select
Zerodha → Console → Portfolio → Holdings → Download · Captures SGBs, bonus shares & IPO allotmentsAnnual return gap caused by emotional investing.
// DALBAR QAIB 2024Active funds fail to beat benchmarks over 10 years.
// SPIVA INDIA 2024Long-term returns lost to poor timing decisions.
// MORNINGSTAR MIND THE GAPCrunching your tradebook…
Analysing your stock picks vs your money decisions…
Fetching historical prices for TWRR computation…
Computed once both XIRR and TWRR are available. This tells you exactly how many percentage points your entry and exit decisions cost — or added — per year.
Three behavioural drivers — diagnosed from your actual trade data.
Your money-weighted return (XIRR) vs time-weighted return (TWRR) vs Nifty 50 — per financial year.
| Symbol | Realized gain | Return | Entry → Exit | Held |
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| Symbol | Realized loss | Return | Entry → Exit | Held |
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Stockport replaces guesswork with a system: write your thesis, set your exit price before you buy, and get nudged when it's time to let go.
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